HOW CAN I BE SURE THAT MY BENEFICIARIES WILL INHERIT A SHARE OF MY PROPERTY?
Most lenders now offer 'Inheritance Protection' where you can ensure a certain percentage of your property value will be protected by your beneficiaries. This is something I will explain in full during our meeting.
WILL I HAVE TO MAKE MONTHLY PAYMENTS?
No, there are Equity Release products available where you can make monthly payments if you wish, but, you can also have a 'roll-up' mortgage, where you don't make any payments and once you either die or go into long-term care, your home is sold and the mortgage repaid.